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The SARB increased interest rates in March 2016 in an attempt to curb inflation in South Africa.As a result the cost of borrowing money increased as well, leaving over-indebted consumers feeling even more stretched to make ends meet.Basically, paying off the balances of all the other loans.
Over extended credit to American citizens is what began the entire situation, when people just like you in the USA realised that they could not afford to pay back their loans. Those who do not fully understand the intricacies of the system often state that taking out another loan to pay off previous loans doesn’t make sense – but it certainly can.For this reason, we present affordable options specifically tailored to suit your situation.If you have more than three debts and your creditors want different amounts of money at different times of the month you may find it difficult to co-ordinate your payments in a way that works with your budget.You’re essentially securing the loan by attaching an asset to it, greatly reducing the risk to the lender thereby reducing your interest rate.You can attach big ticket items such as your house or car, but be certain that you’d be able to pay that loan back or those assets can be repossessed. Remember above all that you are not alone out there.